Retirement should be the reward for a lifetime of hard work—a time to enjoy life without the stress of a paycheck. But for many retirees, financial missteps turn what should be their golden years into a period of stress and uncertainty. Consider this: A study from the Center for Retirement Research found that nearly half […]
The 7 Biggest Financial Mistakes Retirees Make (and How to Avoid Them) Read More »
One of the things I value most about being a financial planner is the opportunity to have real, meaningful conversations with my clients. These discussions aren’t just about numbers—they’re about addressing personal concerns, setting goals, and building trust. I recently had a conversation with a client who shared some great questions about market volatility, retirement
Client Conversation: What It’s Like to Work with Me on Your Retirement Plan Read More »
A few months ago, I sat down with a new client to review his portfolio. He had worked with a previous advisor, and when I looked over his asset diversification, I saw something that made me pause—70% of his retirement savings were invested in Nvidia. Talk about too many (computer) chips in one basket? Now,
Diversification 101: What Nvidia can Teach Us Read More »
What do fortune cookies, carnival weight guessers, and risk tolerance questionnaires have in common? They all provide you with an answer—sometimes even a reasonably close one—but none are built on the rigorous foundation that your life’s savings demands. Just like trusting a fortune cookie to predict your future, relying on a risk tolerance questionnaire to
Why Risk Tolerance is Bulls–t Read More »
As Benjamin Franklin famously said, nothing is certain except for death, taxes, and market volatility… OK, maybe I modified this a bit, but in the world of investing, market volatility is a certainty. Yet, this really isn’t something that should be feared but rather embraced and harnessed to give you the best possible investing results.
Why (Market) Volatility Doesn’t Matter Read More »
When it comes to personal finance, there’s no shortage of advice out there. Everyone seems to have an opinion—from that one cousin who swears by cryptocurrency to your neighbor who says you should never carry debt. But if you really want to get serious about mastering your finances, there’s nothing like turning to tried-and-true advice
These 5 Finance Books Will Actually Help You Retire Wealthy Read More »
Navigating retirement can feel a bit like being on a rollercoaster—you’re excited but a little nervous, and there are twists and turns you might not see coming. If you’re part of the Kansas Public Employees Retirement System (KPERS), it’s crucial to avoid some common pitfalls that can impact your financial security. Let’s dive into the
7 Mistakes to Avoid When Claiming KPERS Read More »
When it comes to planning for retirement, annuities are often touted as a silver bullet. These financial products promise guaranteed income and security, making them appealing to many approaching their golden years. However, beneath the surface of these shiny promises lie several misconceptions that can significantly impact your financial well-being. In this blog, we’ll explore
What All the Annuity People Get Wrong Read More »
As the owner and operator of a retirement-focused financial planning firm, I’ve had the pleasure of working with some truly incredible people over the years. I’m constantly inspired by the dedication and passion my clients show towards achieving their financial goals. It’s a blessing to serve such an awesome group of people who are genuinely
7 Clients I Will Absolutely Never Work With Read More »
The Kansas Public Employees Retirement System (KPERS) is more than just a retirement plan—it’s a financial safety net designed to ensure that Kansas public employees can enjoy a secure and comfortable retirement. Whether you’re a teacher, a police officer, or a city worker, KPERS is there to support you after years of dedicated service. This
How Does KPERS Work? Read More »