Navigating retirement can feel a bit like being on a rollercoaster—you’re excited but a little nervous, and there are twists and turns you might not see coming. If you’re part of the Kansas Public Employees Retirement System (KPERS), it’s crucial to avoid some common pitfalls that can impact your financial security. Let’s dive into the […]
7 Mistakes to Avoid When Claiming KPERS Read More »
When it comes to planning for retirement, annuities are often touted as a silver bullet. These financial products promise guaranteed income and security, making them appealing to many approaching their golden years. However, beneath the surface of these shiny promises lie several misconceptions that can significantly impact your financial well-being. In this blog, we’ll explore
What All the Annuity People Get Wrong Read More »
As the owner and operator of a retirement-focused financial planning firm, I’ve had the pleasure of working with some truly incredible people over the years. I’m constantly inspired by the dedication and passion my clients show towards achieving their financial goals. It’s a blessing to serve such an awesome group of people who are genuinely
7 Clients I Will Absolutely Never Work With Read More »
The Kansas Public Employees Retirement System (KPERS) is more than just a retirement plan—it’s a financial safety net designed to ensure that Kansas public employees can enjoy a secure and comfortable retirement. Whether you’re a teacher, a police officer, or a city worker, KPERS is there to support you after years of dedicated service. This
How Does KPERS Work? Read More »
A family legacy meeting is not something you learn about in school. It’s not something you discuss at the office party or at your kid’s sporting event. But it is something that can benefit anyone, particularly if you have assets that you wish to create a legacy with. Let’s use the good ol’ 5 W’s
How to Hold a Family Legacy Meeting Read More »
Retirement isn’t just a milestone; it’s a dynamic phase of life where your financial priorities and strategies continue to evolve. One common question that arises as individuals enter retirement is whether they can still contribute to retirement plans. The short answer? Yes…in some cases. (It’s never simple, is it?) In this blog, we’ll delve into
Can I Contribute to Retirement Plans after Retirement? Read More »
Choosing the right financial planner can be critically important. Being an industry insider for the better part of a decade has given me an interesting perspective on evaluating fellow planners and while some are wonderful, some should be avoided like the black plague. I see many people make the mistake of focusing solely on returns,
9 Ways to Evaluate a Financial Planner Read More »
Retirement planning is a multifaceted endeavor, and for decades, the 4% rule has served as a guiding principle for many. But what if there’s a more dynamic approach to withdrawals that could better suit your unique retirement journey? Join me as we explore the idea of abandoning the conventional 4% rule in favor of a
Forget the 4% Rule: Why a Flexible Retirement Withdrawal Strategy is Best Read More »
There are so many key milestones along the retirement journey and knowing where these milestones should fit in your retirement planning timeline makes a huge difference. For example, knowing one of these retirement deadlines allowed one of my clients, we’ll refer to him as Donald Duck, to retire a whole 3.5 years sooner! Despite having
Retirement Planning Timeline: 8 Must Know Retirement Deadlines Read More »
At my firm, we have a policy that we don’t accept clients with accounts at multiple firms. At first glance having multiple financial advisors may seem like a good idea. After all, that’s increased diversification, right? While maybe our policy could come off as selfish or greedy, the reason for it is quite simple; it’s
Why You SHOULD NOT Have Multiple Financial Advisors Read More »