Retirement planning is a multifaceted endeavor, and for decades, the 4% rule has served as a guiding principle for many. But what if there’s a more dynamic approach to withdrawals that could better suit your unique retirement journey? Join me as we explore the idea of abandoning the conventional 4% rule in favor of a […]
Forget the 4% Rule: Why a Flexible Retirement Withdrawal Strategy is Best Read More »
For many people, their Social Security benefits are among the largest benefits that they take with them in retirement, so finding ways to increase your Social Security benefits can be very important. Doing your research to ensure that you get the most out of this stream of income is very important. That is why I
Increase Your Social Security Benefits: 5 Simple Ways Read More »
Rules of thumb can often provide guidance in the complex world of personal financial planning. While almost all rules of thumb were originally based on a form of sound and practical financial advice, blindly following these common principles can lead to negative outcomes. Whether it’s saving for retirement, budgeting for children, or managing your portfolio,
Four Retirement Rules of Thumb to Avoid Read More »
Taxes are likely the single biggest expense you have in your lifetime. While complete tax avoidance is nearly impossible for middle to high income earners during their earning years, with careful planning streams of tax-free income can be created in retirement. By leveraging these options, you can significantly enhance your financial security all while lowering
Four Options for Tax-Free Income in Retirement Read More »
Retirement is a time of life that many people look forward to. After years of hard work, it’s time to relax and enjoy the fruits of your labor. However, before you can truly enjoy retirement, it is important to answer the simple question that most keeps pre-retirees up at night: Do I have enough to
Do I Have Enough to Retire? Read More »